Claiming Disability Benefits | How to Claim Disability Benefits Kentucky

Claiming Disability Benefits

Disability Benefits Attorney in Paducah, Kentucky

If you’ve been diagnosed with a disabling illness or injury that leaves you unable to work for a living, you may be entitled to receive financial assistance through the Social Security Disability (SSD) benefits program. However, the Social Security Disability approval process can be difficult and frustrating.

The Social Security Administration (SSA) receives numerous applications every year, and they initially deny far more than they approve. Don’t give up if your SSD application is rejected at first. If you need assistance with your disability claim or appeal, it is crucial to seek legal advice from a credible Paducah disability benefits attorney who can help you through the process.

Why Do I Need a Disability Lawyer in Kentucky?

If you have a serious disability, you likely cannot work and might worry about how you will pay your daily expenses. Regardless of your age, if you have a medical disability that prevents you from working, you may be able to claim benefits from the SSA. This financial assistance is provided to those who are faced with a permanent or long-term disability.

Although this is good news for many people, you’ll likely find the process is long and difficult. Suppose you or a loved one have become disabled and are pursuing Social Security benefits. In that case, our team of reliable Kentucky disability benefits lawyers at Farmer & Wright PLLC are available to help you through this difficult time and get you the financial recovery you deserve. We have extensive experience helping disabled workers seek the SSD benefits they deserve. We ensure that your SSD application is complete and fully documents your disability’s effect on your ability to work. Contact us now and schedule an initial consultation with our law firm.

What are the Social Security Disability Programs?

how to claim disability benefits kentuckyThe government offers disability programs that assist people with disabilities through the Social Security Administration. The Social Security Disability program is funded by the Social Security taxes of workers. These benefits are paid monthly, and the funds can be used to help with medical care and basic living expenses. If you are disabled, disability benefits can have a significant financial impact on your life.

There are two SSA programs available to those seeking disability benefits. The eligibility requirements for these programs may slightly differ, but some applicants may qualify for both. A skilled Paducah disability benefits attorney can help you determine your eligibility.

Social Security Disability Insurance (SSDI)

The SSDI benefits program is available only to disabled people who’ve already worked for a certain number of years. It provides benefits to people who have built up sufficient work credits with Social Security. The number of required credits will depend on your age and the year you became disabled. You must have worked some part of five of the last ten years before you became disabled.

Supplemental Security Income (SSI)

The SSI benefits are available to disabled or elderly people with limited income and assets. In most states, an SSI recipient will automatically qualify for health coverage through Medicaid services. These claimants may also be eligible for other benefits, such as housing assistance and food stamps.

How Do You Prove Your Eligibility for a Claim?

There are certain requirements that you need to meet before you qualify for a Social Security disability claim. It is important to know if your medical condition is covered and eligible for Social Security disability benefits. A knowledgeable Paducah disability benefits attorney can help you prove your eligibility for a claim.

To prove your eligibility for SSD benefits, you must provide the following information:

  • Employment records
  • Medical records
  • Financial records (bank accounts or retirement accounts)
  • Workers’ compensation claims record

An applicant can prove that their disability is permanent. This means that your illness will last for at least a year, or you have a terminal disability. Your medical records should show that your condition matches an impairment in the Blue Book. The Blue Book is a list of impairments that are considered severe enough to prevent an individual from doing any substantial gainful activity (SGA). A qualified Kentucky disability benefits lawyer who has experience with SSD claims could explain these conditions.

How Do I File for a Social Security Disability Benefits Claim?

The Social Security Disability Program assists workers who can no longer work. Applicants must demonstrate that they meet specific criteria before they will qualify for SSD benefit payments. A top-ranking Kentucky disability benefits attorney can guide you throughout the filing process.

Disability Determination

Proving that you are severely disabled is a crucial part of claiming benefits under the Social Security disability benefits program. This means that you have a physical or mental condition that prevents you from doing any substantial gainful activity and will last at least one year or will cause your death. Throughout the application process, you will answer questions about your impairment, treatments you’ve been receiving, and other information relating to your disability.

First Decision

After the initial application is filed with your local Social Security office and a field representative determines you are technically eligible for disability benefits, your application is sent to Disability Determination Service (DDS). A claims examiner at the DDS office will make a decision regarding your application based on the medical disability standards.

Preparing an Appeal

If your application is denied initially, you can begin to prepare your appeal. Most claim applicants must go through a lengthy appeals process. The first process of the appeal is to submit a request for reconsideration. Sometimes, simply reorganizing the facts of your case is enough to get a denial overturned. When the SSA decides on your application, they will send you a notice in the mail to notify you of their decision.

The appeals process can be long and complex. Therefore, it is highly recommended to seek legal advice from a competent Kentucky disability benefits lawyer who can help pursue a successful appeal.

Appeal Deadline

Upon appeal, your claim and medical records will be reviewed by a different person, an examiner who did not participate in your original review. If you have been denied, the SSA will tell you why they denied your application. Generally speaking, you will have 60 days from the date you receive the notice to appeal a decision.

Deadline to Appeal for Hearing

If, after reconsideration, your application is still denied, you can take your case to the next phase of the appeals process, which is the hearing. The most important thing you can do to prepare for your hearing is to collect additional medical evidence and new testing to back up your claims. If the judge’s decision is unfavorable, you have about 60 days to appeal to the Appeals Council by filing a Request for Review.

Call Our Seasoned Kentucky Disability Benefits Lawyer Now!

Adjusting to life with a disability will never be easy; however, there are ways to deal with the limitations and challenges. If you live in Kentucky and you are unable to work and earn a living, you can apply for disability benefits from the Social Security Administration. However, filing a disability claim can be a complex and time-consuming process.

At Farmer & Wright PLLC, our experienced Kentucky disability benefits attorneys can help you with the complexities of the Social Security Administration’s disability claims process. Our goal is to ensure you obtain the benefits you are entitled to receive without unnecessary delays. Our disability law firm can assist with your initial application and, if you’re denied, prepare for the appeals process.

If you’ve suffered a disability, don’t go through this process on your own. Contact us now to learn how we can help you start the process of receiving disability benefits.

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